Credits & Refund Policy

StopWise is a service of TheAppsGalore, operated by eServices n Tech LLC ("we", "us"). This policy explains how credits work, how you are billed, and when refunds are and are not available. It forms part of our Terms of Service. By purchasing or using credits you agree to this policy.

1. What credits are

Credits are a prepaid license to use the StopWise service. They are not money, have no cash value, are non-transferable, and cannot be redeemed for cash. Purchased credits expire 12 months after purchase. Daily free credits are promotional, reset each day, do not accumulate, and may be changed or withdrawn at any time.

2. When value is delivered

Each route Find, Revive, or Export runs immediately and, at that moment, we incur real third-party costs (including Google Maps Platform charges) on your behalf. You acknowledge that the service is delivered — and the corresponding credits are consumed — the instant an action runs. Consumed credits are non-refundable.

3. Consent to immediate performance

When you purchase or spend credits, you expressly request that we begin performing the service immediately and you acknowledge that you lose any statutory right of withdrawal or "cooling-off" period once credits are used. Where required by law, you provide this consent at the point of purchase.

4. Refunds on unused credits

If you purchase credits and have not used any of them, you may request a refund within 14 days of purchase. Approved refunds are for the unused amount only, less non-recoverable payment-processing fees, and are granted at our reasonable discretion. After 14 days, or once any credits from a purchase have been used, that purchase is non-refundable. We do not provide partial refunds of partially-used credit packs.

5. Service accuracy

StopWise returns third-party business listings sourced from public map data. We do not guarantee the completeness, accuracy, or availability of any listing, and variations in results are not grounds for a refund of consumed credits.

6. Chargebacks

If you believe you were billed in error, contact us first at support@theappsgalore.com and allow us 30 days to resolve it. Initiating a card chargeback or payment dispute instead of contacting us is a breach of these terms. We maintain a complete, time-stamped ledger of every credit granted and spent, which we may submit as evidence. Filing a chargeback may result in immediate suspension of your account and forfeiture of remaining credits pending resolution, and we reserve the right to recover associated costs.

7. Fraud & abuse

We may withhold or reverse credits, and suspend or terminate accounts, in cases of suspected fraud, abuse, automated access, or violation of our Terms.

8. Changes

We may change credit prices, rates, and allowances at any time with reasonable notice. Credits already purchased are honored at the value granted at the time of purchase.

9. Contact

Questions about billing or this policy: support@theappsgalore.com.